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	<title>Comments on: Why You Should Use Credit Cards (Part 1 of 2)</title>
	<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/</link>
	<description></description>
	<pubDate>Sat, 22 Nov 2008 06:15:11 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.3</generator>
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		<title>By: Wise Money Decisions - &#187; Spread Between Conforming and Non-Conforming Loans, Good and Average FICO Scores, and Full- and No-Documentation Loans</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-856</link>
		<dc:creator>Wise Money Decisions - &#187; Spread Between Conforming and Non-Conforming Loans, Good and Average FICO Scores, and Full- and No-Documentation Loans</dc:creator>
		<pubDate>Thu, 19 Jun 2008 17:33:59 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-856</guid>
		<description>[...] establish good credit.  If you don&#8217;t have much of a credit history, begin to establish one by getting a credit [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] establish good credit.  If you don&#8217;t have much of a credit history, begin to establish one by getting a credit [&#8230;]</p>
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		<title>By: Credit card debt</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-507</link>
		<dc:creator>Credit card debt</dc:creator>
		<pubDate>Thu, 01 May 2008 11:19:31 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-507</guid>
		<description>I appreciate all the tips, they are all very practical, unfortunately not many people proud themselves for keeping control of their credit cards. I guess we need more financial education in this matter, this might be the right solution for solving the credit "crisis".</description>
		<content:encoded><![CDATA[<p>I appreciate all the tips, they are all very practical, unfortunately not many people proud themselves for keeping control of their credit cards. I guess we need more financial education in this matter, this might be the right solution for solving the credit &#8220;crisis&#8221;.</p>
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		<title>By: Wise Money Decisions - &#187; Yet Another Reason to Use a Credit Card</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-333</link>
		<dc:creator>Wise Money Decisions - &#187; Yet Another Reason to Use a Credit Card</dc:creator>
		<pubDate>Tue, 08 Apr 2008 08:06:40 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-333</guid>
		<description>[...] Card   By Jeff    There are several good reasons to use credit cards.  They save you money, they build your credit history, and they&#8217;re [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Card   By Jeff    There are several good reasons to use credit cards.  They save you money, they build your credit history, and they&#8217;re [&#8230;]</p>
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		<title>By: Jeff</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-53</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Wed, 12 Mar 2008 17:25:52 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-53</guid>
		<description>Robert:

I have that Discover card.  I believe it's the "basic" Discover card.  

It is nice to get 5% on categories that you wouldn't get with other cards.  I don't use it much because I forget which categories are up each quarter.  I usually think about it when I need to make a big purchase, like airline flights.  But I believe there's cap on how much you can get back each quarter.

In order to get the 5% you need to register with Discover each quarter.  I think it's their way of making sure your contact information stays current.

Thanks for your comment.</description>
		<content:encoded><![CDATA[<p>Robert:</p>
<p>I have that Discover card.  I believe it&#8217;s the &#8220;basic&#8221; Discover card.  </p>
<p>It is nice to get 5% on categories that you wouldn&#8217;t get with other cards.  I don&#8217;t use it much because I forget which categories are up each quarter.  I usually think about it when I need to make a big purchase, like airline flights.  But I believe there&#8217;s cap on how much you can get back each quarter.</p>
<p>In order to get the 5% you need to register with Discover each quarter.  I think it&#8217;s their way of making sure your contact information stays current.</p>
<p>Thanks for your comment.</p>
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		<title>By: Robert</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-52</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Wed, 12 Mar 2008 16:10:17 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-52</guid>
		<description>Another good Rewards card for limited use is Discover. They have a new 5% cash back category each month or quarter. This quarter they have 5% cash back on travel expenses (airline, hotels, etc). While it can be hard to remember when to use it, you can't beat 5%.</description>
		<content:encoded><![CDATA[<p>Another good Rewards card for limited use is Discover. They have a new 5% cash back category each month or quarter. This quarter they have 5% cash back on travel expenses (airline, hotels, etc). While it can be hard to remember when to use it, you can&#8217;t beat 5%.</p>
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		<title>By: PlasticRewards</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-34</link>
		<dc:creator>PlasticRewards</dc:creator>
		<pubDate>Thu, 06 Mar 2008 04:34:01 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-34</guid>
		<description>Good article and I couldn't agree more with you. Using a &lt;a href="http://www.plasticrewards.com" rel="nofollow"&gt;cash back credit card&lt;/a&gt; is by far the simplest way to earn rewards while letting your cash earn interest.</description>
		<content:encoded><![CDATA[<p>Good article and I couldn&#8217;t agree more with you. Using a <a href="http://www.plasticrewards.com" rel="nofollow">cash back credit card</a> is by far the simplest way to earn rewards while letting your cash earn interest.</p>
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		<title>By: Wise Money Decisions - &#187; Paying Your Taxes by Credit Card</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-32</link>
		<dc:creator>Wise Money Decisions - &#187; Paying Your Taxes by Credit Card</dc:creator>
		<pubDate>Wed, 05 Mar 2008 07:59:37 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-32</guid>
		<description>[...] Why You Should Use Credit Cards (Part 1 of 2)  [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Why You Should Use Credit Cards (Part 1 of 2)  [&#8230;]</p>
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		<title>By: Wise Money Decisions - &#187; Why You Should Use Credit Cards (Part 2 of 2)</title>
		<link>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-20</link>
		<dc:creator>Wise Money Decisions - &#187; Why You Should Use Credit Cards (Part 2 of 2)</dc:creator>
		<pubDate>Mon, 03 Mar 2008 06:23:39 +0000</pubDate>
		<guid>http://www.wisemoneydecisions.com/2008/03/01/why-you-should-use-credit-cards/#comment-20</guid>
		<description>Part 2 of this article &lt;a href="http://www.wisemoneydecisions.com/2008/03/02/why-you-should-use-credit-cards-part-2-of-2/" rel="nofollow"&gt;here&lt;/a&gt;.</description>
		<content:encoded><![CDATA[<p>Part 2 of this article <a href="http://www.wisemoneydecisions.com/2008/03/02/why-you-should-use-credit-cards-part-2-of-2/" rel="nofollow">here</a>.</p>
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